North Florida Abstract and Title has proudly served Jefferson County’s real estate needs since 1972. We have also served the surrounding counties with the same small town service that keeps our customers coming back. NFAT provides real estate searches, O&E’s, owners and lenders title insurance, settlement and closing.   Our long standing relationships, extensive experience and personal service is why NFAT has stood strong through volatile markets. Call us or stop by today to experience our small town service.

John Gebhard

CEO and President

John was born in Tallahassee and raised in Monticello. He lives in Monticello where he and his wife, Ren, raised their daughter, Kayla. He started his career at Farmers & Merchants Bank as a manager trainee and was promoted to Vice President in 1991. After 21 years, John retired from the bank and bought North Florida Abstract in 2005.

He has seen many changes in the markets and the industry but still holds true to the small town relationships that have kept his customers coming back.

John stays current as a title agent and apprised of industry changes by attending continuing education underwriting seminars and webinars. John is active in the community through First United Methodist Church and Rotary.

Contact John at:

Leslie Wilkinson

Title Agent

Leslie started working with John after nearly twenty years of working for a major title insurance underwriter. Leslie has lived in Jefferson County since 1992, but didn’t have the opportunity to spend time as a local. She is excited to stay local and be a part of the community. Her role will be to ensure North Florida Abstract’s presence in the industry and assist John with processing and closing. Leslie is a licensed title agent and Certified Land Closer.

Contact Leslie at: or 850-294-1307.